Retirement Benefits

Normal Retirement Date

The last day of the month in which the Member turns 65.

For Pension Fund Members and Provident Fund Contributions after 1 March 2021 (if the Member was younger than 55 on 1 March 2021)

  • Member Contributions
  • + Voluntary Additional contributions
  • + Investment Returns
  • + Employer Contributions
  • – Risk premiums (for death and disability benefits and admin cost)
  • = Retirement Benefit

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